M & F Worldwide Corp. is a holding company that owns and manages four operating businesses.  Harland Clarke Corp. provides check and check-related products, direct marketing and contact center services to financial and commercial institutions as well as directly to individual consumers.  Harland Financial Solutions delivers technology products and services to the financial services industry.  Principally targeted at commercial banks, thrifts, credit unions and mortgage companies, the company is a leader in compliance and operational risk management, lending, core systems, customer relationship management, business intelligence, branch automation, mortgage origination and servicing applications and performance advisory services.  Mafco Worldwide Corp. is the world leader in quality licorice products.  Scantron Corporation provides testing and assessment systems and services and data collection and analysis services to educational institutions, businesses and government.

Harland Clarke Corp. is a strategic partner to financial institutions, which combines the complementary businesses of Clarke American and John H. Harland Company.  Harland Clarke provides checks and related products, forms and treasury supplies, and related delivery and fraud prevention services.  Harland Clarke also provides specialized direct marketing and contact center services to its financial and commercial institution clients.  Its direct marketing offerings include turnkey direct marketing solutions, onboarding, Alcott Routon® solutions, checkbook messaging and e-mail marketing.  Through its contact centers, Harland Clarke provides financial institutions with both inbound and outbound support for their clients, including sales and ordering services for checks and related products and services, customer care and banking support, and marketing services.  

The business has more than 20 million annual direct customer contacts through its contact centers and websites, which enables it to up-sell and cross-sell higher value checks and related products and services as well as deliver marketing messages and customer service support on behalf of financial institutions. Harland Clarke is a ‘‘best-in-class’’ provider of outsourced services to financial and commercial institutions as well as high-quality products and services to the end-consumer.  Harland Clarke serves approximately 15,000 financial and commercial institutions.  In 2006, prior to the combination, Clarke American and Harland fulfilled over 110 million check units.

Harland Financial Solutions serves as a strategic technology partner and business facilitator to more than 6,500 financial institutions of all sizes, supplying comprehensive software solutions and services that help increase institutional performance and drive profitability. Serving commercial banks, mortgage companies, credit unions and thrifts, Harland Financial Solutions’ depth and breadth of products address not only the technology requirements, but also the functional business needs, of financial institutions.

The company’s software products and services include core account processing, lending origination and compliant document solutions, operational risk management, mortgage origination and servicing applications, customer relationship management, business intelligence, branch automation, item image processing, enterprise content management, compliance training, financial accounting, open documents, internet banking, cash management and performance advisory services.

Some of Harland Financial Solutions’ industry leading and trusted brands include Laser Pro® compliant loan documentation, the Phoenix™ System core processing solution for banks, CreditQuest® commercial lending and risk management, Interlinq® mortgage loan servicing and origination, Encore® branch automation, Touché® customer relationship management/business intelligence, UltraData® Enterprise core processing for credit unions and Cavion® internet banking/cash management self-service solutions.

As a single-source partner, the company provides its clients with a competitive advantage by helping them improve processes in both the front and back office, as well as helping them better manage customer relationships. Its innovative solutions and services are backed by the support of leading experts who have extensive experience and backgrounds in the financial services industry. Harland Financial Solutions serves as a trusted advisor and consultative partner that can assist financial institutions achieve their business objectives.

Mafco Worldwide Corporation produces a variety of licorice products from licorice root, intermediary licorice extracts produced by others and certain other ingredients at its facilities in Camden, New Jersey; Richmond, Virginia; and Gardanne, France; and at the facilities of its joint ventures in Zhangjiagang, Jiangsu and Weihai, Shandong, People’s Republic of China.  Approximately 73% of Mafco Worldwide’s licorice product sales are to the worldwide tobacco industry for use as tobacco masking and moistening agents in the manufacture of American blend cigarettes, moist snuff, chewing tobacco and pipe tobacco.  While licorice represents a small percentage of the total cost of manufacturing American blend cigarettes and other tobacco products, the particular formulation and quantity used by each brand is an important element in the brand’s quality.  

Mafco Worldwide also sells licorice worldwide to confectioners, food processors, cosmetic companies and pharmaceutical manufacturers for use as flavoring and masking agents, including its Magnasweet® brand flavor enhancer, which is used in various brands of chewing gum, lip balm, energy bars, non-carbonated beverages, chewable vitamins, aspirin and other products.

Mafco Worldwide also sells licorice root residue as garden mulch under the name Right Dress®.

Mafco Worldwide has achieved its position as the world’s leading manufacturer of licorice products through its experience in obtaining licorice root, its technical expertise at maintaining the consistency and quality of its product and its ability to develop and manufacture proprietary formulations for individual customers and applications.

For more than three decades, Scantron Corporation has helped educational and commercial organizations measure and improve effectiveness with assessment and survey solutions.  Scantron is best known for defining the market for the rapid, accurate and reliable capture of student performance data. Scantron continues this trend with innovative software and survey solutions that leverage its expertise in world-class forms printing and scanner manufacturing. Today, approximately 80% of schools in the United States use Scantron products.

Scantron focuses on K-12, Higher Education, Survey Services, and other markets via a value-added partner network.  In each situation, Scantron forms can be combined with its assessment and survey software solutions or a Scantron scanner to handle a variety of data collection applications.

Scantron helps K-12 educators meet NCLB requirements and raise the level of student achievement through two web-based software solutions. Achievement Series provides standards-based formative assessment at the district and classroom levels to monitor student progress and help prepare students for high-stakes testing. Performance Series offers computer-adaptive diagnostic testing to measure gains and identify students who will most benefit from corrective instruction or enrichment activities.

Scantron’s higher education solutions include ParSystem, a software assessment product; Class Climate, a solution for managing online and on-paper course evaluations; and eListen, used to create, deploy and analyze general surveys. Cognition software provides general forms processing capabilities by automatically processing handprint, machine print and bubble mark data.

The Scantron Evolution Series (ES) Optical Mark Readers scan information directly from paper forms at high speed, reaching up to 2,800 pages per hour. The Clarity scanner line combines the speed and accuracy of Scantron’s traditional OMR scanners with imaging capabilities, allowing both cost-efficient data capture and a digital image of the form for storage and retrieval.  

Scantron’s Survey Services group combines its consulting, data collection and analysis expertise to offer full-service survey and research solutions for financial services and other commercial markets.

Scantron partners with value-added resellers who combine Scantron’s scanner and form solutions with their own data entry applications.